

Choose an
independent agent for three reasons: 1. Choice, 2. Expertise, and
3. Relationship. When you choose an independent insurance agent,
you choose to go with choices in your insurance carriers. Unlike
captive agents that only offer one insurance market to you, independent
insurance agents offer a variety of insurance markets to choose
to insure your business operations.

Choosing an independent agent gives
you the choice of the insurance markets they represent. Each year
when your insurance policies come up for renewal, independent agencies
like Black Bear will shop around for their customers for the best
insurance values among a variety of competing companies.
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Insurance
is who we are, it is what we do, it is our job, it is what
we enjoy, it is our livelihood. It might sound crazy, but
we love insurance and love learning about it and applying
it to businesses.
Insurance is the grease that keeps the wheel of capitalism
moving. It is always changing and adapting to the marketplace.
We enjoy staying on top of this change and learning the new
aspects of insurance and applying that information to the
situations our clients encounter. At Black Bear Insurance
Agency, we challenge ourselves to increase our knowledge of
insurance everyday. We want to be your source for information
on insurance.
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One
of the main advantages of having a local independent insurance
agent represent your business is that we can get to know you
and understand your business. This allows us to go to our
insurance companies on your behalf and find the coverage that
is the best fit for the needs and budget of your business.
Our relationship with you also allows us the opportunity to
do more than just sell you a product, since it allows us to
provide you with advice on how you can protect your business
from the many risks you face every year. We look forward to
working with you and watching your business grow over the
upcoming years. Contact our office today to see the difference
that the right insurance agency can make for your business.
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