Black Bear Insurance Agency
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Choose an independent agent for three reasons: 1. Choice, 2. Expertise, and 3. Relationship. When you choose an independent insurance agent, you choose to go with choices in your insurance carriers. Unlike captive agents that only offer one insurance market to you, independent insurance agents offer a variety of insurance markets to choose to insure your business operations.

Choosing an independent agent gives you the choice of the insurance markets they represent. Each year when your insurance policies come up for renewal, independent agencies like Black Bear will shop around for their customers for the best insurance values among a variety of competing companies.

Insurance is who we are, it is what we do, it is our job, it is what we enjoy, it is our livelihood. It might sound crazy, but we love insurance and love learning about it and applying it to businesses.


Insurance is the grease that keeps the wheel of capitalism moving. It is always changing and adapting to the marketplace. We enjoy staying on top of this change and learning the new aspects of insurance and applying that information to the situations our clients encounter. At Black Bear Insurance Agency, we challenge ourselves to increase our knowledge of insurance everyday. We want to be your source for information on insurance.


One of the main advantages of having a local independent insurance agent represent your business is that we can get to know you and understand your business. This allows us to go to our insurance companies on your behalf and find the coverage that is the best fit for the needs and budget of your business. Our relationship with you also allows us the opportunity to do more than just sell you a product, since it allows us to provide you with advice on how you can protect your business from the many risks you face every year. We look forward to working with you and watching your business grow over the upcoming years. Contact our office today to see the difference that the right insurance agency can make for your business.
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