Garagekeepers liability provides liability and physical damage coverage to automobile dealers, garages, service stattions, auto accessory businesses by reason of accident arising from business operations. The coverage can be written on a legal liability basis or a direct basis as well as primary or excess.
At Black Bear, we can review your risk and provide you with a quote tailored to meet your business operation. Depending on the type of garage exposure you have, you may need additional endorsements that will provide the coverage you need to protect you against perils excluded from the basic garage policy. Some of these endorsements are False Pretense, Drive Away Collision, Personal Injury Protection, Garagekeepers, Uninsured Motorist Coverage, Physical Damage Coverage for owned, hired, leased vehicles. There are many other endorsements available for this type of coverage. Give us a call for a review of your business exposure.
Black Bear Insurance Agency is proud to be a part of the following organizations for independent insurance agencies.